12 Best Employer of Record (EOR) Companies in India (2026)

Hire Employees in India Without Setting Up and Entity

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EOR companies in India let you hire and pay employees compliantly without setting up a local entity, and they range from about $99 to $599 per employee per month. An EOR company in India becomes the legal employer of your staff, running INR payroll, statutory contributions, and employment contracts on your behalf. The single biggest difference between providers is whether they own a direct India entity: Asanify runs its own entity in Kolkata and starts at $99, the lowest full-platform price here. The best EOR companies in India also handle the full statutory load: PF at 12% of basic, ESI at 3.25%, TDS under Section 192, gratuity, and state Professional Tax. This guide compares the best EOR providers in India and the EOR service providers in India that foreign teams shortlist most.

Which Are the Best EOR Companies in India in 2026?

The top three EOR companies in India for 2026 are Asanify for best overall value, Multiplier for APAC expansion, and Deel for global breadth. The table compares the 12 best EOR providers in India so you can spot the top EOR companies in India for your situation.

ProviderDirect India entityStarting price (per employee/month)OnboardingG2Best for
AsanifyYes, Kolkata$9948 hours4.9/5Best overall India EOR
RemunanceYesfrom $9948 to 72 hoursNot listedIndia-only, long track record
WisemonkYesCustom48 to 72 hoursNot listedIndia compliance specialist
GlorootsYes, select marketsfrom $29948 to 72 hours4.9/5India GCC plus global
MultiplierYesfrom $400Under 24 hours4.7/5APAC multi-country
DeelYes$5992 to 3 days4.8/5Global enterprise breadth
RemoteYes$599 annual, $699 monthly2 to 3 days4.7/5Remote-first global teams
Atlas HXMYes$5995 to 10 days4.6/5Enterprise, 160+ countries
RipplingYesCustomFastNot listedHRIS plus EOR unified
SkuadYesfrom $199Fast4.6/5Budget India and SEA
Papaya GlobalNo$650Varies4.6/5Large enterprise payroll
Globalization PartnersMixedCustomVariesNot listedEstablished enterprise

Prices are starting figures from each provider’s pages or third-party pricing trackers as of June 2026 and exclude salary and statutory contributions. Asanify’s $99 is a flat, listed price.

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How We Evaluated These EOR Companies

We ranked the best EOR in India on five criteria: whether the provider owns a direct India entity, statutory compliance depth across PF, ESI, TDS, Professional Tax, and gratuity, pricing transparency and total cost, onboarding speed, and platform quality including whether an HRMS is included. Ratings referenced here come from G2 and Capterra. We reviewed the EOR service providers most commonly shortlisted for India hiring and Asanify is judged on the same five criteria as every other provider.

The 12 Best EOR Companies in India

Each provider below follows the same format: who it suits, key features, pros, cons, and starting price.

1. Asanify: Best Overall India EOR

G2 rating: 4.9 out of 5 (350+ reviews) | Price: $99 per employee per month | India entity: Direct, Kolkata

Asanify is the best-value EOR company in India at $99 per employee per month, managing the same PF filings, ESI contributions, and TDS deductions as $599 providers, through its own Kolkata entity. It was built for India first rather than fitted with India coverage as one of 150 countries. It is a Techstars-backed, AI-native EOR and HRMS platform, ranked #1 globally on G2 for ease of use in Core HR and Payroll with a 4.9/5 rating and a 9.7/10 support-quality score, and it handles PF, TDS, ESI, and contracts entirely in-house.

The HRMS is included, not sold separately: attendance, leave, and expense management, performance reviews with 360-degree feedback, OKR tracking, and an applicant tracking system, all within the $99 package. Employees self-serve through a WhatsApp HR bot, the default way India’s workforce communicates, to check payslips, apply for leave, or query a PF balance, and a ChatGPT integration via MCP lets lean HR teams run payroll and compliance queries in natural language.

Rukhsar Ahmed, Managing Director of Green Fulfilment, describes the operational value: “In my business, things happen fast, and requirement for new employees is sudden. In such a situation a trusted partner like Asanify comes in handy as I know I can quickly ramp with onboarding and employee formalities diligently taken care of.” Jason Palmer, President of Nobious, on compliance: “Whether it’s employee-contractor classification, or the local laws for employee benefits and working hours, I trust the guidance provided.” Steph Freeman, GM People and Culture at Prospection: “I find a lot of value in the fully automated Asanify HRMS. It makes it absolutely comfortable that I can access all my HR information anytime, anywhere and on any platform.”

Best For: companies where India is the primary or one of a handful of hiring markets, that want the lowest full-platform price with compliance and a complete HRMS in one system.

Key Features:

  • Direct India entity in Kolkata with full PF, ESI, TDS, gratuity, and Professional Tax management across all states
  • 48-hour onboarding as standard
  • Complete HRMS included: attendance, leave, expense, performance, OKR, ATS
  • WhatsApp HR bot and ChatGPT MCP integration
  • Global contractor onboarding and payments, transparent FX with no hidden spread
  • 24/7 support, 9.7/10 G2 support-quality score

Pros: lowest price at $99 with a direct India entity, #1 G2 ease of use globally, full AI-native HRMS included at no extra charge, 48-hour onboarding, transparent FX.

Cons: optimised for companies where India is the primary or one of a handful of markets. If you need simultaneous EOR across 50-plus countries from day one, a global-first platform like Deel or Atlas HXM suits that specific case better.

Pricing: $99 per employee per month for India. Country-specific pricing published for other markets at India pricing.

Compare directly: Asanify vs Deel | Asanify vs Gloroots | Asanify vs Wisemonk | Asanify vs Remote | Asanify vs Multiplier | Asanify vs Remofirst | Asanify vs Borderless AI

2. Remunance: India-Only Specialist with a Long Compliance Record

Price: from $99 per employee per month | India entity: Direct | Best for: India-only hiring that prioritises compliance history

Remunance has operated in India since 2004, more than 20 years, and is ISO 27001 certified for information security, which matters because the hardest India employment issues, EPF audits, labour disputes, tax investigations, take years to surface. It owns its India entity and manages PF, ESI, TDS, and gratuity directly, and it offers a structured path from EOR to your own subsidiary for companies planning to incorporate within two to three years.

Best For: companies committed exclusively to India hiring that value a long compliance track record.

Key Features: direct India entity since 2004, ISO 27001 certified, full statutory management, structured EOR-to-subsidiary transition support.

Pros: long India compliance record, owned entity, pricing from around $99.

Cons: India-only, so a second provider is needed for other markets, and no AI-native HRMS or employee self-service comparable to Asanify.

Pricing: from around $99 per employee per month; custom for larger headcount.

3.Wisemonk: India Compliance Specialist for Multi-State Hiring

Price: Custom | India entity: Direct | Best for: simultaneous hiring across multiple Indian states

Wisemonk treats multi-state India compliance as its core service, with depth on PF, ESI, TDS, and state labour-law variation across Bengaluru, Hyderabad, Chennai, Pune, and NCR. It owns its India entity, onboards in 24 to 48 hours, assigns a dedicated India HR contact to every client, and provides hands-on compliance advisory, which suits companies building teams across several states at once.

Best For: companies that need concurrent multi-state onboarding and hands-on advisory.

Key Features: direct India entity, end-to-end EOR, multi-state coverage, dedicated compliance advisory.

Pros: deep India compliance expertise, direct entity, genuine multi-state specialisation.

Cons: no published pricing, so a sales call is needed to compare cost, and platform automation is less developed than Asanify or Deel.

Pricing: custom. Compare: Asanify vs Wisemonk.

4. Gloroots: India GCC Specialist with Global Reach

G2 rating: 4.9 out of 5 | Price: from $299 per employee per month | India entity: Direct in select markets | Best for: India GCC plus two to five other markets

Gloroots was founded in 2021 with New York roots and Bengaluru operations, covers 140-plus countries, and is built around the Global Capability Centre use case, with multi-currency payroll, statutory filings, crypto pay-ins, and ESOP consulting. For India-primary buyers the arithmetic is straightforward: at around $299 it costs roughly $200 more per employee per month than Asanify, about $24,000 a year more for a 10-person team on the same India corridor. It earns that premium only when you also need two to three other markets covered.

Best For: companies establishing an India GCC while hiring in a few other global markets.

Key Features: India GCC depth across 140-plus countries, transparent published pricing, crypto pay-ins, ESOP consulting.

Pros: strong India GCC specialisation, transparent pricing, multi-country coverage.

Cons: roughly three times Asanify’s India price, and a thinner review base than Asanify’s 350-plus.

Pricing: from around $299 per employee per month (pricing is quoted inconsistently across sources; confirm directly). Compare: Asanify vs Gloroots.

5. Multiplier: Best for APAC Expansion

G2 rating: 4.7 out of 5 | Price: from $400 per employee per month | India entity: Direct | Best for: India plus two or more Southeast Asian markets

Multiplier is Singapore-headquartered with genuine APAC depth across India, Singapore, the Philippines, Vietnam, Indonesia, and Thailand. For India it onboards in under 24 hours with multi-currency payroll and clear worker-classification protections, which makes it a strong fit when India is one of several simultaneous APAC markets.

Best For: companies expanding across India and Southeast Asia at once.

Key Features: wide country coverage with 100-plus in-country compliance experts, sub-24-hour onboarding, multi-currency payroll.

Pros: genuine regional expertise, fast onboarding, transparent pricing.

Cons: from $400 is four times Asanify’s India rate for coverage you may not use, and no complimentary HRMS.

Pricing: from $400 per employee per month. Compare: Asanify vs Multiplier.

6. Deel: Global EOR Brand with 150-Plus Country Breadth

G2 rating: 4.8 out of 5 | Price: $599 per employee per month | India entity: Direct | Best for: large enterprises running EOR across many regions

Deel is the most recognised global EOR, with owned entities in most of its 150-plus countries and strong compliance certifications and integrations. For India it is functionally competent, but at $599 a 10-person team costs about $71,880 a year in platform fees, plus a 3 to 5 percent FX markup on cross-border payments. It earns its price when 150-country breadth is genuinely needed from day one, not when the requirement is India.

Best For: enterprises hiring across North America, Europe, and Asia simultaneously.

Key Features: 150-plus country coverage, 2 to 3 day onboarding, strong certifications and integrations.

Pros: most recognised global EOR brand, broad coverage, consistent platform.

Cons: six times Asanify’s India rate, with a 3 to 5 percent FX markup adding hidden cost.

Pricing: $599 per employee per month, volume discounts at scale. Compare: Asanify vs Deel.

7. Remote: Owned-Entity EOR with Strong IP Protection

G2 rating: 4.7 out of 5 | Price: $599 annual, $699 monthly | India entity: Direct | Best for: remote-first teams where IP protection is a priority

Remote operates through owned entities and includes enforceable IP-assignment protection in every contract, which matters for technology teams hiring engineers in India who contribute to proprietary codebases. Its main operational limitation is email and chat-only support, which can be slow when a payroll issue surfaces before salary day.

Best For: remote-first companies with employees across regions and an IP-protection priority.

Key Features: owned-entity coverage, built-in IP protection, employee self-service portal, multi-currency payroll.

Pros: strong IP protection, good employee benefits, owned India entity.

Cons: $599 with email and chat-only support, and FX charges on cross-border payments.

Pricing: $599 per employee per month on an annual plan, or $699 billed monthly. Compare: Asanify vs Remote.

8. Atlas HXM: Enterprise Direct-Entity EOR at Scale

Price: $599 per employee per month | India entity: Direct | Best for: enterprises hiring across 50-plus countries

Atlas HXM runs a direct-entity model across 160-plus countries and has done so for over a decade, with enterprise-grade compliance infrastructure and a full employee-lifecycle platform. It was named the Global Payroll Association’s Employer of Record Organisation of the Year for the third consecutive year in 2025 and a Leader by Everest Group and NelsonHall the same year. For India-primary buyers it is significant overkill at six times Asanify’s rate, but for true global enterprises with direct-entity requirements across many regions the investment is justifiable.

Best For: large enterprises needing direct-entity coverage across many countries.

Key Features: direct-entity EOR in 160-plus countries, full lifecycle platform, workforce analytics.

Pros: widest direct-entity footprint, enterprise compliance infrastructure.

Cons: $599 is six times Asanify’s India rate, with a steeper learning curve.

Pricing: $599 per employee per month, custom enterprise pricing available.

9. Rippling: The Workforce Platform That Includes EOR

Price: Custom | India entity: Direct | Best for: companies wanting HR, IT, finance, and EOR on one platform


Rippling unifies HR, IT provisioning, finance automation, and EOR on a single platform with extensive integrations. It suits companies that want one workforce system rather than an EOR specialist, and it supports a structured transition to your own India entity later. The trade-off is that the EOR module is not sold standalone, which pushes total cost above EOR-only alternatives, and pricing is not published.

Best For: companies consolidating HR, IT, and EOR on one system.

Key Features: unified workforce platform, 500-plus app integrations, automated payroll and tax filing.

Pros: most complete workforce platform, strong integrations, structured entity-transition support.

Cons: EOR cannot be bought standalone, no transparent pricing, higher setup complexity.

Pricing: custom. Compare: Asanify vs Rippling.

10. Skuad: Direct-Entity India Coverage at a Mid-Budget Price

G2 rating: 4.6 out of 5 | Price: from $199 per employee per month | India entity: Direct | Best for: budget-conscious buyers wanting direct India coverage plus SEA

Skuad offers direct India entity ownership at a below-$200 price, which is a reasonable compromise when $99 is not available and Southeast Asia coverage is also needed. Its ease-of-setup and support scores are strong, though users report leave-calculation issues and limited integrations to weigh.

Best For: budget-conscious companies wanting direct India coverage with SEA access.

Key Features: wide country coverage, direct India entity, 24/7 support, misclassification protections.

Pros: from $199 with a direct India entity, 24/7 support, strong ease of setup.

Cons: reported leave-calculation errors, limited integrations, FX markup on total cost.

Pricing: from $199 per employee per month. Compare: Asanify vs Skuad.

11. Papaya Global: Enterprise Payroll Platform

G2 rating: 4.6 out of 5 | Price: $650 per employee per month | India entity: No | Best for: large multinationals with complex multi-region payroll

Papaya Global is an enterprise payroll and workforce-analytics platform for multinationals running complex payroll across many regions. It does not own a direct India entity, and at $650 it sits at the premium tier, which is difficult to rationalise for India-primary hiring when direct-entity alternatives start at $99.

Best For: large enterprises managing complex multi-region payroll programs.

Key Features: wide coverage, payroll automation, workforce analytics, dedicated country experts.

Pros: strong enterprise analytics, broad coverage.

Cons: no direct India entity, premium price, invoicing inconsistencies noted in reviews.

Pricing: $650 per employee per month. Compare: Asanify vs Papaya Global.

12. Globalization Partners: Established Enterprise EOR

Price: Custom | India entity: Mixed | Best for: large enterprises with confirmed multi-country programs

Globalization Partners (G-P) is one of the original enterprise EORs, with 180-plus country coverage, dedicated country teams, and enterprise SLAs that procurement teams trust. Pricing is not published and is typically estimated at $699 and up, or 10 to 20 percent of salary. For India-primary hiring the opaque pricing and mixed entity model are hard to justify against transparent direct-entity alternatives at $99.

Best For: large enterprises with confirmed hiring across many markets.

Key Features: 180-plus country coverage, dedicated country teams, enterprise SLAs.

Pros: widest enterprise coverage, established track record, dedicated account management.

Cons: no transparent pricing, complexity beyond SME needs.

Pricing: custom, estimated $699 and up per employee per month.

How to Choose the Right EOR Company for Your Situation

Choose an EOR company in India by matching your situation to the provider whose strengths fit it. The best EOR services in India score well on all five criteria, not just price. The best EOR providers in India for each common case:

Your situationBest choiceWhy
India is your primary or only marketAsanify$99, direct Kolkata entity, full HRMS included, 48-hour onboarding
India-only, maximum compliance historyRemunanceLong India record, owned entity, from around $99
Complex multi-state India advisoryWisemonkHands-on advisory, direct entity
India GCC plus two to five marketsAsanify or GlorootsAsanify for cost, Gloroots for GCC depth
APAC multi-country including IndiaMultiplierGenuine Southeast Asia depth
Enterprise, 50-plus countriesAtlas HXM or DeelDirect-entity global breadth at scale
HR, IT, and EOR on one platformRipplingFull workforce system

The Real Annual Cost of an EOR in India

Platform fees are only part of the cost. For a team of 10 engineers in Bengaluru, the annual platform cost alone varies widely.

ProviderMonthly fee per employeeAnnual platform cost, 10 employeesAnnual saving vs a $599 provider
Asanify$99$11,880$60,120
Skuad$199$23,880$48,000
Gloroots$299$35,880$36,000
Multiplier$400$48,000$23,880
Deel, Remote$599$71,880Baseline
Papaya Global$650$78,000Higher

The roughly $60,000 annual saving by choosing Asanify over a $599 provider is arithmetic on published pricing.

The platform fee is only one line, though. The full monthly cost of employment is gross salary plus statutory contributions plus the EOR fee. For an employee on ₹12,00,000 per year, which is ₹1,00,000 per month, hired through Asanify at $99:

ComponentAmount per month
Gross salary₹1,00,000
PF (12% of basic)about ₹7,200
Gratuity accrual (about 4.81% of basic)about ₹2,885
Professional Tax (state-dependent)about ₹200
EOR fee ($99)about ₹8,300
Total all-inabout ₹1,18,585

ESI does not apply here because the employee earns above ₹21,000 per month. These figures rest on a roughly 50 percent basic-to-gross assumption; confirm with your payroll team before treating them as exact.

Two costs to verify with any provider before signing: the FX spread on USD-to-INR conversion, which can add 1 to 5 percent per payroll run, and security deposits, which some providers hold at $10,000 to $20,000 per employee.

India EOR Compliance: The Statutory Framework Every Provider Must Handle

A compliant EOR in India must manage every statutory contribution accurately under the governing laws, because errors carry penalties.

ItemRate or ruleGoverning law
Provident Fund (employer)12% of basic salaryEPF and MP Act, 1952
ESI (employer)3.25% of gross, employees up to ₹21,000/monthESI Act, 1948
Professional Taxup to ₹2,500 per year, state-specificState PT Acts
TDSdeducted at source on salarySection 192, Income Tax Act, 1961
Gratuity15 days salary per year, payable after 5 yearsPayment of Gratuity Act, 1972
Bonus8.33% to 20% of salaryPayment of Bonus Act, 1965

India also has state-specific Shops and Establishments Acts governing working hours, leave, and holidays, and the four consolidating Labour Codes are being phased in at the state level. A current EOR tracks state notifications and updates payroll structures without waiting to be asked. PF and ESI rates are published by the EPFO. Model your full India hiring cost with the India employee cost calculator.

Red Flags to Watch for in an India EOR Contract

These warning signs apply to any provider you evaluate.

No direct India entity confirmed in writing. Ask for the Indian company name and CIN registration number of the legal employer and verify it on the Ministry of Corporate Affairs portal.

Vague FX methodology. Ask for the exact USD-to-INR conversion spread against the RBI reference rate on payroll date, in writing.

No written commitment to filing deadlines. PF is due by the 15th of each month and ESI by the 21st. A provider that will not commit these in writing is a compliance risk.

Undisclosed security deposits. Confirm whether a deposit is required, how much, and when it is returned on offboarding.

Vague support definitions. Confirm whether “24/7 support” means a live person with India compliance expertise or an automated ticket queue.

Questions to Ask Every India EOR Provider Before Signing

The quality of the answers tells you as much as the answers.

  • What is the registered Indian company name and CIN for the entity that will legally employ my staff?
  • Which Indian states have you processed payroll in over the last 12 months, and can you share the PF and ESI registration numbers?
  • How do you handle simultaneous hiring in Karnataka, Maharashtra, and Tamil Nadu given different Professional Tax and Shops and Establishments rules?
  • What is your process when EPFO raises a PF query or audit for one of my employees?
  • What FX spread applies to my USD-to-INR payroll against the RBI reference rate on payroll date?
  • What is your average resolution time for a payroll error reported on salary day, and who handles it?

The Bottom Line: Which EOR Company Should You Choose?

For most companies hiring in India, Asanify is the best EOR company in India on value and platform: $99 per employee per month, a direct Kolkata entity, a full HRMS included, 48-hour onboarding, and a 4.9/5 G2 rating with the #1 G2 ranking for ease of use. Asanify is the best EOR to hire in India when India is your primary market. A global-first platform like Deel or Atlas HXM earns its premium only when you need owned-entity coverage across many countries at once. See the full employer of record India offering or book a meeting.

Frequently Asked Questions

What is the best EOR service provider in India in 2026?

Asanify is the best EOR service provider in India in 2026: a direct entity in Kolkata, $99 per employee per month, 48-hour onboarding, a 4.9/5 rating on G2 across 350-plus reviews, the #1 G2 ranking for ease of use in Core HR and Payroll, and a full HRMS included at no extra charge.

What is the best EOR to hire in India?

Asanify is the best EOR to hire in India for most companies, at $99 per employee per month with a full HRMS included, a 4.9/5 G2 rating, and 48-hour onboarding through its own India entity. For large multi-country hiring, Deel or Atlas HXM may fit better.

Which is the best EOR company in India for startups?

For startups, the best EOR in India is usually the one with the lowest transparent price and a direct entity, which is Asanify at $99 per employee per month with onboarding in 48 hours and no separate HRMS charge.

How much do EOR companies in India cost?

EOR companies in India charge roughly $99 to $650 per employee per month, plus the employee’s gross salary and statutory employer costs of about 13 to 18 percent. Asanify is at the low end at $99 flat. See the employer of record India cost guide for a full breakdown.

What is the difference between a direct-entity EOR and one without an India entity?

A direct-entity EOR owns its Indian legal entity and manages PF, ESI, TDS, and contracts in-house, so accountability sits with the provider you contracted with. A provider without a direct India entity relies on local third-party infrastructure, which can lengthen the resolution chain when a compliance issue surfaces.

What statutory contributions must an India EOR handle?

PF at 12% of basic under the EPF and MP Act 1952, ESI at 3.25% employer share for employees earning up to ₹21,000 per month, TDS under Section 192, Professional Tax up to ₹2,500 per year by state, gratuity of 15 days salary per year under the Payment of Gratuity Act 1972, and bonus under the Payment of Bonus Act 1965.

How fast can an EOR onboard an employee in India?

Onboarding ranges from about 48 hours to several business days. Asanify onboards standard profiles in 48 hours; enterprise platforms like Atlas HXM can take 5 to 10 days for complex profiles.

What is the difference between EOR and PEO in India?

An EOR is the sole legal employer, so all employment liability sits with the provider and you need no local entity. A PEO is a co-employment model that requires you to have your own India entity. For most foreign companies entering India, an EOR is the route that avoids entity setup. See our full PEO vs EOR comparison for the difference in detail.

Do you need a local entity to hire in India?

No. An EOR company acts as the legal employer in India, so you can hire and run compliant payroll without setting up your own entity.

When should you move from an EOR to your own India subsidiary?

Evaluate the switch when you exceed roughly 40 to 50 employees or confirm a multi-year India commitment. Below that, an EOR is usually cheaper and more flexible. Asanify and Remunance both support the transition.

Is it legal to hire through an EOR in India?

Yes. Hiring through an EOR is legal in India. The EOR is a registered Indian company that becomes the legal employer, manages PF, ESI, TDS, and gratuity, and issues compliant employment contracts, so your hires are employed lawfully without you setting up your own entity.

Can an EOR sponsor a work visa in India?

An EOR can employ people in India, but work-visa sponsorship for a foreign national depends on the visa type and the specific provider. Confirm with the provider whether they support employment-visa sponsorship for your situation before onboarding a foreign national.

How is intellectual property protected when hiring through an EOR in India?

IP protection comes from the employment contract’s IP-assignment and confidentiality clauses, which assign work product to your company. Confirm every contract includes an enforceable IP-assignment clause; some providers, such as Remote, build this in as standard.

What Indian cities and states does Asanify support?

All major cities and states including Bengaluru, Hyderabad, Pune, Chennai, NCR covering Delhi, Gurugram, and Noida, Mumbai, Kolkata, and all tier two cities. Multi-state compliance is managed in-house with no additional charge for state-level variation.

How does Asanify’s ChatGPT integration work in practice?

Asanify connects to ChatGPT via MCP, allowing HR teams to manage operations through natural language. You can check payroll status, approve leave requests, access employee data, generate compliance reports, and run queries through a ChatGPT conversation without logging into a separate platform. This is the only EOR provider currently offering this capability.

Which India EOR providers have the lowest price?

Asanify and Remunance both start at $99 per month and both own direct India entities. Asanify additionally includes a full AI-native HRMS, WhatsApp HR bot, ChatGPT integration, and global contractor management. Remunance offers the longer compliance track record at 21 years. Both are significantly cheaper than every other provider on this list.



Not to be considered as tax, legal, financial or HR advice. Regulations change over time so please consult a lawyer, accountant  or Labour Law  expert for specific guidance.